AI chat
CoreYour one-to-one chat with the EGOS finance AI. It explains balances and statements and prepares payments for you to approve
explain · analyze · prepareFinancial conversationsbecome financial actions
EGOS is a messenger with a finance-only AI. Talk money with people, groups or your assistant, then pay, split or move funds without leaving the chat
One messenger
AI chat
People
Groups
Announcements
Chat to action
Ask, check, approve. Done in the chat
EGOS AIfinance onlyend-to-end encrypted
Can I send €300 to Alex for the Lisbon trip?
checked your EUR accountSEPA Instantfee €0.00
Yes. You have €2,418.50 available. SEPA Instant reaches Alex in seconds, with no fee
TRANSFER · SEPA INSTANT · TO ALEX M.€300.00
Ask about your money, or message someone
Product preview. Names and amounts are examples. Payments run through authorized partners
The app switch
Money talk lives in chats
Money talk lives in chats
Money doesn't
People already agree on payments in messengers, then leave to finish them somewhere else. EGOS keeps the whole thing in the conversation
5steps
To pay a friend back today. Ask for the IBAN, open the bank app, paste it, confirm, send a screenshot back
1chat
To do it on EGOS. Ask, check, approve. The AI drafts the transfer and the receipt lands in the same thread
0IBANs
Copied by hand. Who, how much and what for come straight from the conversation
Screenshots as receipts
IBANs pasted into chats
Split costs in spreadsheets
A different app for every kind of money
The messenger
Four ways to talk money
EGOS starts as a messenger, not a banking dashboard. Every conversation can turn into a payment, a request or a decision, right where it happens
People
CoreEncrypted chats with your contacts. Send or request money and crypto, or share an invoice, without switching apps
send · request · invoiceGroups
CoreCommunities for friends, investors, merchants and providers, with roles and moderation. Split costs and approve shared payments
split · approve · shareAnnouncements
CoreService notices you need: payments received, failed transfers, onboarding status. Promotions only if you opt in
alerts · statuses · opt-in offers
Finance AI
An AI that only talks money
Accounts, payments, statements, budgets, markets and investments. Ask it anything else and it tells you, briefly, that it sticks to finance
What's the weather in Lisbon?
I only help with money. Want to see what the Lisbon trip has cost so far?
AI prepares. A policy engine decides what's allowed. You approve.
Explain
Information and insight
Explain a statement, show fees and FX, rank eligible providers. Read access only. No money moves
Prepare
Prepare and approve
It drafts the transfer or subscription payment. You confirm it with strong authentication
Delegate
Within your mandates
Scheduled payments and cash management, only where your mandates, transaction policies and our partners allow it
EGOS Personal
Your money, inside your chats
Banking, crypto and investments are built into the conversation, not a separate app. Regulated services come through authorized partners, rolling out in stages
Accounts
PlannedYour own named IBAN for EUR, with SEPA and SWIFT transfers
via a licensed EMI or bank partnerCards
PlannedVirtual and physical cards with controls in the app
via a card issuer partnerCrypto
BuildingSelf-custody wallet in every chat, with on and off-ramps and conversions
self-custody · authorized ramp partnersOpen Banking
PlannedLink the bank accounts you already have, see balances and start payments from them
AIS / PIS by marketInvestments
LaterPortfolio view first, then stocks, ETFs and crypto funds
through authorized investment partnerseSIM and VPN
PlannedTravel data and a private connection, bought and managed in the app
digital servicesAvailability depends on your country and on partner approval. EGOS is not a bank
EGOS Business
Where merchants meet the providers who can say yes
A professional network for merchants, PSPs, EMIs, banks and brokers. Talk about a payment need, then move straight to a vetted introduction and onboarding, without a payment-first dashboard
01
Conversation
Discuss the need in a sector group or a direct chat
02
Trusted connection
Reach verified providers who fit your licence, regions and risk profile
03
KYB once
Build a reusable KYB package and share it with consent
04
Service enabled
Each provider runs its own checks and approves on its own
05
AI-assisted operations
Balances, payouts, FX and routing, all with approvals
First sectors
Licensed iGaming operatorsPayouts, acquiring and player payments
Forex and trading brokersClient funding, withdrawals and FX
Actions in the chat
Request accountRequest acquiringShare KYBSchedule onboardingRequest payout quote
An introduction isn't an approval. Regulated providers decide for themselves
KYB once
One package. Every provider
Merchants rebuild the same onboarding pack for every PSP, bank and EMI they talk to. On EGOS you build it once and share it, with consent, as each conversation turns into an application
112
Documents you'd assemble without EGOS108across separate onboardings
With EGOS, one reusable package18
A new pack for each provider108
6× fewer packs to put together. Each provider still runs its own checks and decides on its own
EGOS Ecosystem
Built with its community
Membership, rewards and referrals for the people and businesses who make the network useful
Ember points
Loyalty points for real participation, never for artificial messaging or volume. Coming
Referrals
Bring the people and businesses you already talk money with. Coming
Token
Its structure is still under review. Nothing here is an offer or a promise of returns
Roadmap
Messaging first. Money in stages
Now
Messenger and communities
AI chat, people, groups and announcements, for Personal and Business
Next
Introductions and onboarding
Vetted provider connections and reusable KYB for merchants
Then
Regulated money features
Accounts, cards, crypto and payments, added in stages with authorized partners
Early access
Be first to talk money on EGOS
Join the waitlist for Personal or Business. We'll invite you as each part opens